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An investor is a person that allocates capital with the expectation of a future financial return. Types of investments include:
The assumption of risk in anticipation of gain but recognizing a higher than average possibility of loss. The term "speculation" implies that a business or investment risk can be analyzed and measured, and its distinction from the term "investment" is one of degree of risk. It differs from
Investors can include stock traders but with this distinguishing characteristic: investors are owners of a company which entails responsibilities.